chakki

Hi Friends, I am an Indian citizen, re-locating to Colombo for a few years for moving into a new job. I'll be looking to buy a new or second-hand car as soon as I am there. There is a limit on the amount of funds that I can transfer from India. Hence I would be looking at obtaining a loan to buy the car. Can someone enlighten me on the car loan scenario in Sri Lanka - like availability, rates, down-payments, process complexity etc etc. Please note that I will be new to Sri Lanka, with no references/guarantors, no credit history etc - but my salary in Sri Lanka will at the higher end (& I will be having the letter from employer which gives the details.) Cheers, chakki