Dominic, sorry to get in late, if u go for the city, I recommend only the BN ZX, so it seems out of ur current budget.
If I give u a review of the indian made city, it does around 11~12km/l in city driving, and around 14km/l outstation ( only done several trips to n'eliya and matara). handling is good, smooth steering. sound proofing is bad
CVT transmission needs a care, but it's fun to drive, responsive. I checked several recons recently, out of 4 , 3 cars got vibration in start stop driving or hard acceleration. You can feel it on the acc padle or steering. It's comming from faulty CVT unit/cvt fluid, start clutch or some people had messed with inproper ECU resetting without considering the start cluch calibration.