Me too think if you really need one going for a brand new Alto would be the safest bet. Even if the car is non Jap, it would be trouble free atleast for 2-3 years. It would be a good first time car as well since those are pretty simple in design. After couple of years with some more savings and experience you can go for a better one.
Some years ago I was in the same situation, then bought a 17 year old car, had all sorts of trouble, spent damn good money on repairs etc (no regrets though). But I was single then