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Motor Vehicle Insurance From Lolc

rush9975

By rush9975
in General Automotive

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Gummybr Mentor

Gummybr

Posted
Posted

Don't even think about them, they are the worst. Even LOLC leasing doesn't promote them, tells you the story in full.

On a personal note they have the worst service, you will never get a claim from how they do their business.

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Nishan.dj Newbie

Nishan.dj

Posted
Posted
  On 10/21/2015 at 12:09 AM, rush9975 said:
Has anyone insured their vehicle from LOLC. How's there service? Are they good?

My personal experience is to go talk to a broker(A good one). You may get competitive rates as well as some 3rd party who knows some senior managers at almost all insurance companies. So in case of an incident where you need help to get a claim passed when minor staff say NO, broker certainly helpful. I have few experiences in the past where finally was able to get the full claim. Arguments happened but in a good way...

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AbeysinghE Newbie

AbeysinghE

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Why you need to try LOLC insurance, when there a enough Insurance companies who pass the claim without any Issue...With my personal experience I could rate Insurance companies which I have dealt with as follows..

01. SL I******* (Best for me)

02. c******o Insurance (Good)

03. Asian Alliance ( Not Bad)

04. j********i (Bad)

04. Continental (Worst).

This just my experience and others may have got different views depending on the services.

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vishkid Newbie

vishkid

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AIA is also rated as one of the best in terms of claims approval and service (albeit with premiums at higher end). The question is now that JI has acquired them, what will happen to AIA? I guess JI's business model does not allow for good service nor easy claims approval.

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asrock Rookie

asrock

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  On 10/23/2015 at 5:22 AM, Magnum said:
Aren't LOLC good? :sad-smiley-067:

We'll I've got LOLC too, and my brother in-law has it too, he had a minor a claim of 11,000 or something for a mishap with a 3 wheeler. He didn’t report any issues with the claim. But I also don't think that they are good as SLIC or c******o. Only thing I went for LOLC because their premium was lower and I have my lease with them also.

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Nishan.dj Newbie

Nishan.dj

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  On 10/29/2015 at 10:58 AM, chew said:
Best option is 3rd party. Better to repair you car by a personal loan rather that begging clams.

Can you provide some stats of how beneficial it is? Consider a major crash which needs many parts to be replaced for a modern vehicle.

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Magnum Newbie

Magnum

Posted
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  On 10/26/2015 at 3:09 PM, asrock said:
We'll I've got LOLC too, and my brother in-law has it too, he had a minor a claim of 11,000 or something for a mishap with a 3 wheeler. He didn’t report any issues with the claim. But I also don't think that they are good as SLIC or c******o. Only thing I went for LOLC because their premium was lower and I have my lease with them also.

Yeah their rates are lower than others. Do they reduce the insurance premium each year?

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